Get Pre-Approved
If past credit concerns have you worried about your options in buying a new or used vehicle, it's time to get some straight answers from someone you can count on. Are you coming out of bankruptcy, divorce, a repossession, or have any credit bumps or concerns? Worry no more! We're here for you!
If you want to get the new or used vehicle you want, get back on track with your credit, and save time, money and hassle, you've come to the right place. We'll help you get pre-approved for the car you want, build the credit you deserve, and get straight answers from someone you can count on, without wasting your valuable time.
What if I have a trade in?
Trade ins are welcome. We will work with you to determine the value of your trade-in.
What if I have a reposession?
Many of our customers have had repossesions in the past.
What if I have a bankruptcy?
Whether it’s a discharged chapter 7 or an active chapter 13, we have many lenders that specifically specialize in auto loans for people who have this specific need.
What if I don’t have money to put down?
We have many programs that either allow you to put Zero Money Down, or when down payment is required, allows you to defer all or part of it.
What is my interest rate?
Interest rate is determined by the lender. In short, the greater the risk they feel exists the more interest rate they will apply. However, in Most States the law protects the consumer with a maximum interest rate of 17.95% on all 2001 and newer vehicles.
What if I have a new job?
This is mostly a myth. Everbody changes jobs. What they are looking for is your ability to repay the loan.
What if I'm Disabled or on Social Security?
Being on disability does not hinder your ability to obtain financing.
What if I'm a first time buyer?
We have many programs for first time buyers.
How much will my monthly payment be?
This is determined by several factors. Amount of purchase, interest rate, term and down payment.
